Harry Ashley, Real Estate Broker, Palm Coast, Fl
Phone: (386)-931-6054 E-mail: email@example.com
Don’t Make These Common Mistakes When Choosing a Seattle Mortgage Company:
Mistake #1: Not working with a company that is able to look past your credit score. If you have poor credit or no credit history at all, there are numerous lenders who will not even take the time to speak with you to understand your needs. Most lenders want to know your credit history and are looking for insight into why your credit score may be lower than average. If you’re unable to provide the proper information or documentation, a lender will usually not waste much time in letting you know that they can’t help you. At Seattle Mortgage Brokers, we work with numerous lenders who can provide funding for a home, even if you have a low credit score or no credit at all.
Mistake #2: Thinking you don’t qualify for a loan because you don’t have a down payment. Home buyers often settle for an interest rate that’s far too high, simply because they’re told that without a down payment, they don’t qualify for a reasonable rate. That’s not the case at SMB. Our Down Payment Assistance loans are available to our clients in the form of OFC FHA loans and have no income limit.
Buying a home with nothing down has never been easier than through our program that offers 100% funding up to $592.250. Program highlights include a 30-year fixed rate with a minimum credit score of 640. We have conventional 1% down payment loans available as well for clients with a 700+ credit score. In this program, you pay 1% down, and our investors gift 2%, giving you 3% equity at closing!
Mistake #3: Not taking advantage of the networking power of a Seattle mortgage company like SMB. When it comes to obtaining a loan, you’re subject to your bank’s rates and terms when you apply to them for a mortgage. When you go through a broker, like SMB, you’ll have a number of options available to you, with lenders competing for your business. Networking opens the door to finding the lowest possible rates and terms that are better suited to your budget.
At Seattle Mortgage Broker, we’re proud of our work within the community and we’re committed to helping our clients get connected with the right lender for their mortgage. We know that choosing the right Seattle mortgage company is an essential component in paying off your loan while managing your budget. When you call one of our loan specialists at 206-251-0818, you’ll be connected with a knowledgeable agent who will help you select the right type of loan for your upcoming purchase.
See our ‘Loan Products’ section to learn more about our VA loans, FHA loans, Jumbo Mortgages, Conventional loans, Down Payment assistance, USDA mortgages, and No Credit funding at reasonable interest rates. For more than 14 years, we’ve been catering to the needs of Puget Sound residents with exceptional results- and we have a long and growing list of satisfied clients who speak to our reputation.
Feel free to call me or e-mail me for assistance with your real estate requirements in Palm Coast.
Harry Ashley,Real Estate Broker, Owner
Ashley Real Estate Inc
Palm Coast Real Estate information provided by Harry Ashley, Real Estate Broker